Letters from my heart

Good morning and Happy New Year, New Year Expectations Regardless election expectations and hopes for the coming year, it is good to remember that few actual outcomes – of the political process – will happen anytime soon. It usually takes about a year before the new team of players can effect meaningful change. Be watchful. […]

Good morning to the Christmas letter;  Back to the Business of Investing The Good News: Big win for Operation Warp-Speed.  In spite of initial efforts of the FDA, to delay approval, the success of Operation Warp-Speed – CoVid vaccinations – was more than welcomed, according to strong public sentiment.Sad that the FDA, for various reasons, was internally trying to slow approval and distribution, and thereby control the outcome. We the People, […]

Good morning to the joy of the Holiday Season, Mortgage Rates Say Now is the Time – DON’T MISS OUT – Good News: Home sales continue healthy and home refi’s – incredibly strong.  Sellers continue selling and Buyers are ready for action.  This increasing confidence confirms fake fears cannot stop us. What is important – and real […]

Good morning to Year-End 2020, We are winners Great News: We will work through CoVid-19 and the 2020 elections.  May this month of the Christmas Season be one of pleasant conversations with more than just family, but even those on the periphery of our daily life. May we all better appreciate our freedoms and be […]

Good morning to Family Season;  Back to the Business of Living Life The Good News: Congratulations to all – and the many individuals – meeting the challenge of the CoVid virus head-on: Beingaware of one’s surrounding, using face masks responsible – keeping one’s sneeze to one’s self – and using socialdistancing. Yes, these numbers are up, but expected numbers for colds and flu, are down. Perhaps because masks tend to be more effective for colds and flue, than CoVid. I do expect this […]

Good morning to Fall Fun of November, Mortgage Rates Say Now is the Time – DON’T MISS OUT – Points of interest – Relevant to you !!  Good News: Home sales continue healthy and home refi’s – incredibly strong. The Good News: Sellers continue selling and Buyers are ready for action. This increasing confidence confirms fake fears cannot stop us. […]