Your June 2022 Commercial Lending Successes and News

Good morning to Summer – Graduations and vacations;

Back to Business – Commercial Investing

Stay Strong – Be of Great Courage – Be Prepared

Take Full Advantage of Great Rates – Today!!

New Year – New Dynamics:  Change remains the constant. Spiking gas and food prices explain why personal savings are the lowest since the pandemic. Why? DC-democrats over stimulated, for political presentation, and Federal Reserve acted too late, to the warnings of inflation. History repeats.

Other News – The Fed Now they are all about inflation. This last meeting, they gave us a dramatic jump up of 0.75 %. And this, as a late “in-the-game” effort to control inflation and the undisciplined excess deficit / stimulate spending by Congress.  The Good News: the Fed may have actually hit the nail on the head, this time, in efforts to slow inflation. Now we have to stop politicians from spending.

In review, a 1/2 % raise would have revealed a Fed still disconnected to actual, real world inflation. On the other side, a 1% raise would have indicated the Fed was simply knee-jerk. Therefore the 3/4 % raise was the correct move. Now let’s stop spending and start drilling for new oil and gas. 

As for tomorrow, my humble opinion is the Fed fears being the scapegoat in November elections. They will deny actual inflation, under predict actual impacts on unemployment, and put off any real discussion of GDP. My suggestion: Tell the American people the facts DC-politicians continue to hide and disguise from the voting public. For me, chances of the Fed hitting their soft-landing targets, are near zero.

The one thing we can hold with certainty: More Fed increases in rates. Time to adapt and we are here help. Don’t get caught in wishful thinking and DC misdirects. Call us. 

Call with questions. These challenging times require patience, careful review, and good preparation. 

Call to Action – Bad News and Good News

The Bad News:

The number of contrasting, and sometime contracting, story lines makes predictions all but impossible. Then there is Ukraine, the uncontrolled cost of Ukraine, and associated energy and food supplies. Our failure to expand energy production and invest in our electric grid, only adds to the government created chaos. Add to this equation, China’s zero CoVid policies and threats against Taiwan. Be watchful. 

Each listed, has its own collateral issues that will have cascading impacts. Please, don’t be caught being reactionary. The day has come to make the call and try to get ahead of the issues. Take action.

The Good News:

Is this another Jimmy Carter stagflation? Lets check the facts first and not over listen to fear “pundits”. 

Instead, watch: Unemployment rates based on 3-months, not one. Check this against new, higher rates. Next watch the yield curves, especially the 2-year vs 10-year. If a steady negative, history suggests a recession is on the horizon. Next, understand the impact and importance of November elections. 

Suggestion: In these uncertain times, look for more “Bridge-lending” this year – and next. It is a great lending option, when traditional commercial underwriting falls short.  Let’s Talk Now.

SBA LENDING: Full Steam Ahead

1) SBA lending continues full steam, 2) Refinance window has re-opened.

Call Today! – Don’t Delay!

News on Office Vacancies: An interesting year to watch and study. Most office buildings have not experienced large increases in vacancies. This is due to the long-term nature of leases. What to note: This year, leases for 243 million square feet, come due. This equates to 11% of all US office space – most ever in a single year. Current vacancy rate is at a post-pandemic high of 12.2%, up from 9.6% in 2019. With this, potential tenant inquiries are down 50% over the same time. Rising rates will bring further hesitation. 

Suggestion: Do all you can for your local Small Business.

One cannot repeat this enough. WE need them.

If you are ready, then let’s get going. Let’s talk today.

We know the paper work, the process, and how they think

Projects in the Works:

 Apartments: Yes to out-of-state, 1st time investors. 

 Land-to-Build and Fix-n-Flip: These market holds steady. True for our repeat clients in this space, as well as new people first entering this market.

 On-Edge Financing:  Success loves company. This especially true for those searching for a selling strategy to successfully avoid / defer Capital Gains taxes. This number is strong. Good News:  We offer proven and effective tools to keep your cash working for you – today. Are you consider selling, let’s meet first, to discuss tax burdens and tools to avoid or delay, the impact. Let’s answering questions and layout scenarios. Such is good stewardship of your hard earned estate and information is a key first Step. Call today.

Yet More Financing: We are an excellent source for standard financing of investment properties. This includes apartments and NNN properties, most sought after by lenders. These are high priority properties for lenders. God News: Cap rates remain very low and market participants are active.

Summary

As a trained and proven broker: WE provide a needed ray of hope, in uncertain times. For our commercial clients: WE provide a straightforward, careful review of available lenders, with a full range of lending options. If you are ready, they are ready. Together we can make your investment dreams happen. It is an excellent pathway to success – uniting a strong, solid loan application, with rates still to good to to pass up. We are time-tested, with quality lenders ready to lend. Call today. 

TRUST THE PROFESSIONAL 

Trust the value and peace of getting your loan done – right.

Many blessings for family and friends.

Good morning to Summer – Graduations and vacations;

Back to Business – Commercial Investing

Stay Strong – Be of Great Courage – Be Prepared

Take Full Advantage of Great Rates – Today!!

New Year – New Dynamics:  Change remains the constant. Spiking gas and food prices explain why personal savings are the lowest since the pandemic. Why? DC-democrats over stimulated, for political presentation, and Federal Reserve acted too late, to the warnings of inflation. History repeats.

Other News – The Fed Now they are all about inflation. This last meeting, they gave us a dramatic jump up of 0.75 %. And this, as a late “in-the-game” effort to control inflation and the undisciplined excess deficit / stimulate spending by Congress.  The Good News: the Fed may have actually hit the nail on the head, this time, in efforts to slow inflation. Now we have to stop politicians from spending.

In review, a 1/2 % raise would have revealed a Fed still disconnected to actual, real world inflation. On the other side, a 1% raise would have indicated the Fed was simply knee-jerk. Therefore the 3/4 % raise was the correct move. Now let’s stop spending and start drilling for new oil and gas. 

As for tomorrow, my humble opinion is the Fed fears being the scapegoat in November elections. They will deny actual inflation, under predict actual impacts on unemployment, and put off any real discussion of GDP. My suggestion: Tell the American people the facts DC-politicians continue to hide and disguise from the voting public. For me, chances of the Fed hitting their soft-landing targets, are near zero.

The one thing we can hold with certainty: More Fed increases in rates. Time to adapt and we are here help. Don’t get caught in wishful thinking and DC misdirects. Call us. 

Call with questions. These challenging times require patience, careful review, and good preparation. 

Call to Action – Bad News and Good News

The Bad News:

The number of contrasting, and sometime contracting, story lines makes predictions all but impossible. Then there is Ukraine, the uncontrolled cost of Ukraine, and associated energy and food supplies. Our failure to expand energy production and invest in our electric grid, only adds to the government created chaos. Add to this equation, China’s zero CoVid policies and threats against Taiwan. Be watchful. 

Each listed, has its own collateral issues that will have cascading impacts. Please, don’t be caught being reactionary. The day has come to make the call and try to get ahead of the issues. Take action.

The Good News:

Is this another Jimmy Carter stagflation? Lets check the facts first and not over listen to fear “pundits”. 

Instead, watch: Unemployment rates based on 3-months, not one. Check this against new, higher rates. Next watch the yield curves, especially the 2-year vs 10-year. If a steady negative, history suggests a recession is on the horizon. Next, understand the impact and importance of November elections. 

Suggestion: In these uncertain times, look for more “Bridge-lending” this year – and next. It is a great lending option, when traditional commercial underwriting falls short.  Let’s Talk Now.

SBA LENDING: Full Steam Ahead

1) SBA lending continues full steam, 2) Refinance window has re-opened.

Call Today! – Don’t Delay!

News on Office Vacancies: An interesting year to watch and study. Most office buildings have not experienced large increases in vacancies. This is due to the long-term nature of leases. What to note: This year, leases for 243 million square feet, come due. This equates to 11% of all US office space – most ever in a single year. Current vacancy rate is at a post-pandemic high of 12.2%, up from 9.6% in 2019. With this, potential tenant inquiries are down 50% over the same time. Rising rates will bring further hesitation. 

Suggestion: Do all you can for your local Small Business.

One cannot repeat this enough. WE need them.

If you are ready, then let’s get going. Let’s talk today.

We know the paper work, the process, and how they think

Projects in the Works:

 Apartments: Yes to out-of-state, 1st time investors. 

 Land-to-Build and Fix-n-Flip: These market holds steady. True for our repeat clients in this space, as well as new people first entering this market.

 On-Edge Financing:  Success loves company. This especially true for those searching for a selling strategy to successfully avoid / defer Capital Gains taxes. This number is strong. Good News:  We offer proven and effective tools to keep your cash working for you – today. Are you consider selling, let’s meet first, to discuss tax burdens and tools to avoid or delay, the impact. Let’s answering questions and layout scenarios. Such is good stewardship of your hard earned estate and information is a key first Step. Call today.

Yet More Financing: We are an excellent source for standard financing of investment properties. This includes apartments and NNN properties, most sought after by lenders. These are high priority properties for lenders. God News: Cap rates remain very low and market participants are active.

Summary

As a trained and proven broker: WE provide a needed ray of hope, in uncertain times. For our commercial clients: WE provide a straightforward, careful review of available lenders, with a full range of lending options. If you are ready, they are ready. Together we can make your investment dreams happen. It is an excellent pathway to success – uniting a strong, solid loan application, with rates still to good to to pass up. We are time-tested, with quality lenders ready to lend. Call today. 

TRUST THE PROFESSIONAL 

Trust the value and peace of getting your loan done – right.

Many blessings for family and friends.

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