35+
Year Of Experience
Welcome to Michael Ryan & Associates
Your Trusted Commercial Loan Partner
We empower you to achieve your goals with tailored commercial property loan solutions. Whether you're investing in high-end commercial real estate or expanding your portfolio, our experienced team will guide you through every step of the process. We ensure you have a clear understanding of your options, allowing you to make confident, informed decisions. Let us help turn your business aspirations into successful investments.
Retail shopping center
Investors
Who we’re offering
Our Services
Premier Financing for Strategic Investors
By connecting investors with tailored financing solutions, a comprehensive approach is established to meet the diverse needs of property owners.
Personalized Guidance
Providing expert, personalized guidance tailored to your unique financial situation. We help you navigate complex decisions with customized strategies and actionable steps, followed by annual reviews to ensure ongoing progress, all without the limitations of a traditional financial plan.
Quick And Easy
Simplifies the loan process by managing the paperwork, research, and negotiations for you. With access to multiple lenders, quickly find the best options, saving you time and effort.
How It Works
Our Working Process
Step
Initial Consultation
From understanding your financial goals and property needs to assessing your situation, we offer tailored financing options designed for you.
Step
Pre-Approval
After reviewing your finances, we secure pre-approval from our lending partners, helping you set a budget and strengthen your offer.
Step
Loan Application
We guide you through the loan application, ensuring all documents are accurately completed, streamline the process and answer any questions.
Step
Closing and Beyond
After your loan is approved, we ensure a smooth closing process and remain available for ongoing support with any future financing needs.
About the company
Our Company Core
Value
At Michael Ryan Commercial Property Financing, we believe in empowering business owners and investors on their journey to property ownership. With over 35 years of experience, we specialize in tailored financing solutions that balance opportunity and risk. Our commitment to integrity and transparency fosters lasting relationships with our clients. By staying ahead of market trends, we provide flexible financing options that adapt to our clients' evolving needs, ensuring their success in the commercial real estate landscape.
Call Us Any Time
408-986-1798
Faq
Frequently Asked Questions ?
What is a good mortgage interest rate?
“Good” is the answer fitting both your financial strategy plans along with your current circumstances. From longer-term fixed-rate loans through adjustable-rate mortgages featuring lower initial rates that change over time.
What is a pre-approval, and why is it important?
A pre-approval is an important step in the buying process. It involves working with you to assess your financial situation and estimate the amount you can borrow from a lender. This pre-approval can be either a preliminary review or a formal commitment from a lender, indicating that you're qualified for a specific loan amount. Having a pre-approval not only shows sellers that you are a serious buyer but also helps streamline the buying process, making it easier to move forward with your purchase.
What types of loans are available for commercial properties?
Common loan types for commercial properties include Local Banks and Credit Unions, regional and national Banks, Wall Street securitized, Insurance Companies, Private lenders and Family Offices. Loan types from short-term to long-term, interest only, adjustable or fixed, construction and development. Each type we utilize as needed to meet your financial strategy along with your current circumstances.
My husband and I had a somewhat unusual transaction for which we needed additional financing: the purchase and partial renovation of an investment property. Mike located and secured a loan for us with a private investor at a better rate than we could find anywhere else, and handled all the paperwork to make the transaction go smoothly.
silly s.
If you are looking for an honest mortgage planning expert who will give you the straight story with no surprises I highly recommend Mike. He is creative and really goes the extra mile for all his clients. He is a true professional and I expect to do business with him for life!
Ray S.
Michael is a mortgage broker. He is different because he is knowledgeable about the current economic scene, and he cares. His knowledge and experience goes way beyond the mortgage business. That makes him a valuable resource to any savvy business professional.
Paul B.
Michael is not your typical mortgage broker. He is extremely knowledgeable and professional. He really understands what real estate investors need. He kept me up-to-date on the entire process, and was able to walk me through all the available options.
Alexsia Jorgina
Michael sure knows what he is talking about with 19 years of experience. You can be sure you are in good hands. Michael always tries his best to help his customers save time and money. Here is the best part about dealing with Michael, loans close with no money surprises. If you are looking for somebody who is tell-it-like-it-is, no nonsense, no sugar coating, honest with great sense of integrity. Michael is the right fit for your refinancing or home purchase needs
Chung L.
Managing Director
He was great at every step of the loan process from the initial consultation to the close of the loan. He was always accessible and happy to explain things to us. On paper, our loan should've been a breeze as we easily qualified for the loan. The lender though was very picky about everything. After getting the application and tentatively approving the loan, the lender asked dozens of follow-up questions over 2 weeks. Each time Mike was patient in explaining to us what info was needed and we worked together to provide the lender with the needed info.
Ponon S.
Managing Director
Start Your Loan Application With Michael Ryan
Take the first step toward securing your commercial property financing with Michael Ryan. With personalized support, we’ll navigate the loan process together!
- Mortgage Broker Expertise
- Investor-Focused
