Good morning to Summer Fun and Day of our Freedom, July 4th !
MARKET NEWS
US Economy Growth: Data for our 1st Quarter GDP growth has arrived. Outcome: GDP grew a positive 1.4 %, year-over-year growth. Most news outlets focus on how 70 % of GDP is dependent upon consumer spending. This sector is slowing down, with delinquency rates for credit and auto increasing. Such remains a long-term outcome of our government’s over reacting to CoVid. Along with this, came double digit inflation and supply shortages. Sadly, we have yet to see any signs of dis-inflation – negative inflation.
There are conversations from Federal Reserve members about wanting to cut rates, but fear to act in an election year. Let’s hope our economic activity becomes the first priority. Such meets the historically response after the economy turns around. We are in a slowdown – lower employment prospects, slowing wage increases, more delinquencies – with slowing of consumer spending. For me, it is time for the Federal Reserve to act.
All these are in place, now to see how late to the party the Federal Reserve Board will be with rate reductions.. this time.
On the bright side, the U-6 unemployment rate of about 9 %, means 91 % of the working population is working. Most are still working, spending, and keeping children in school and camps. This is the source of my being positive and encouraging. It is why I enjoy my conversations with each unique client, discovering how I can best serve. I strive to be a safe place to explore available options. We are here for you, even of others say no. CALL.
Treasury Rates: Recent Treasury auctions have improved. This is a potential indicator investors believe we are at the end of rate hikes and the next move will be downward.
We watch, wait, and report each month to help assist our clients in planning and preparation. It teaches us patience, certain readiness, and importance of timing. We seek the best data to help you prepare for and find the investment meeting your goals. We are ready for your call.
Inspired Market News to Bring Needed Balance
Our Good News from a favorite source: FutureCrunch.com. Now known as FixTheNews.com
The Good, the Bad, And the Ugly
The Good – Sanity of the street returns
As reported before and a good reminder: Reported 2024 homicide rates in the United States are on track to fall to levels not seen since the Beatles first music tour of America. According to multiple data sources, there’s a lower chance of being murdered today than in almost any time in the last 60 years. Keep in mind, homicide rates are pretty unequivocal to excuse talk.
It’s great news! Violent crime consistently ranks as one of the country’s main concerns, so everyone – both left and the right—has reason to celebrate. American readers can look forward to an avalanche of stories about how inner cities are becoming safer. The debate is heated on cable news about whether it’s due to the economy or better law enforcement. TikToks speaks to the return of peace, love, and flower power.
After all, the news tells us what’s happening in the world…
The Bad – Sentiment
Although consumer sentiment remains positive, to me, the current levels is a Bad. Perhaps the key for such low consumer sentiment speaks to inflation, or more accurately the cumulative rise in prices from 2021. Wages are finally catching up with inflation, with real wages now higher, on average, than pre-pandemic.
The Ugly:
Politics and the political spin process.
Perspective
There are problems all around us, yet for many invested in homes and commercial, the free money associated with CoVid, brought great wealth, to the tune of millions. Now the hope is an increase in housing, better infrastructure, and solar on the top of commercial buildings.
Yet, for now, I will stick with what works – preparation, readiness, and careful research. If you are of a similar mind, please keep reading. With this, I thank you for your kindness and most important, your friendships and business relationship. Let us continue to have fun, unafraid.
Planning and Preparation
I rarely change this section. The basics for investing are pretty straight forward. What remains is finding the best path to success and the discipline to stay the course. It begins when you reach out to us. Please make the call today.
Should one invest in stocks, bonds, real estate? Each person has a different view of potential, of comfort levels, of the sense of risk vs reward. Such is the heart of the market place and key to one’s “planning and preparation”. To this, we offer clients our expertise and experience in order to complement your perspective. Our goal: Bring a full range of meaningful options to enhance your discernment, based upon todays market realities. Call today. Let’s set a time.
Our strategies are straight forward, logical, and built on sound reasoning. No doctorate in finance needed to plan and succeed.
Why Call Mike
What We Do – Why We Are Here
We know how to explore and carefully examine the many available options. Yes, we are real estate centric for the long term gains anticipated. While we do NOT ignore other types of investments. We scrutinize for safety and prioritize the most feasible fitting youo. It is how we build a trusted relationship with you, as you grow your wealth and secure a solid future.
Small Business: We love small business and provide a full array of financing tools.
Residential / Commercial: We offer strong lenders and a complete package of lending options.
Retirement Strategies: Like myself, as we mature, real estate becomes more personal. If you agree, let’s talk. Together, we can help find answers and solutions to questions about tomorrow. We can start today. We can address a range of questions, from working at home, to a multitude of retirement options. Our effort is to bring clarity to important real estate planning issues.
Purchasing Options for Investment Properties:
We finance Nationwide investment property purchases. Little known loans requiring very limited documentation – NO income tax returns. The loans are based upon the properties cash flow. Curious? call. Investing out of the area is not rocket science.. yet you do need to have some knowledge, let us fill in the blanks for you to succeed and prosper!
What We Do: Our role is to explain and bring clarity to time-tested strategies able to keep your money working for you. One that is worthy and a profitable use of your valuable time. Let’s talk.
Tools: We offer multiple tools and proven methods. The goal: offering highly qualified and knowledgable professionals ready to make it happen.
Our Purpose:
Be insightful and practical.
Working with you, to find the best answers and solutions.
Always Being Straight Forward, with No Short Cuts.
Success begins with solid preparation and a proven professional – Mike Ryan. I know the ropes and am a proven advocate. I offer time-tested insights and experience. Best, I love to see my clients achieve their goals. Call us. We are the professional team who stands with you. Call today.
We are ready and forward looking !!
Thank you and blessings to all.
